Course Overview
5h 13m | 48 Videos | 63573 Views | 
Intermediate Commercial Banking (Module #1) – Commercial Banking Structure:
The curriculum for the Commercial Banking Module has been designed keeping in view the various aspects of the commercial banking in India and the rules and regulations that are needed to be followed in the commercial banking sector of India as laid down in the guidelines of the RBI. The origin and evolution of commercial banking is also taken into consideration.
Through this course you will learn about introduction to the course, definition of banking, evolution of banking, functions of commercial banks, competitive landscape of banks, scheduled banks in India, role of RBI, introduction to bank deposits, types of deposit accounts, strategies of mobilizing deposits, guidelines of deposit account, guidelines of deposit account – operation, deposit related services, other deposit related service, deposit service for NRI, deposit insurance, principles of lending, loan policy, RBI guidelines- credit stipulation and capital adequacy, credit exposure limits, lending rates, fair practice codes for lenders, basics of loan appraisal, types of advances, working capital finance, project finance, loans to SME and rural areas, directed lending, retail loans, classification of NPA, debt restructuring and other recovery options, Sarfaesi act 2002, introduction to bank investments, investment policy, statutory reserve requirements, non SLR investments and RBI guidelines, statutory prescriptions, investment classification and valuation norms, treasury management, Foreign exchange and government services, paper based clearing system, electronic payment systems, NRI remittances and Para banking activities, primary dealership and merchant banking, mutual funds and pension funds and other Para banking activities.
Target Customers:
- Students as well as the professors who have plans of appearing for the NCFM Module
- Any person who has interest in Commercial Banking and what to learn about the Indian system of Commercial Banking
- Students who belong to the various business schools
Pre-Requisites:
- Basic knowledge that is related to finance
- The person planning to undertake this module must have interest in finance along with a passion for learning
- A personal computer along with an internet connection
