Course Overview
Mortgage Advisor Course:
In India purchasing a flat or a commercial property has a lot of emotional value attached to it. Real estate investment is also used as an option of wealth appreciation by long sighted players by investing in rapid developing locations and availing tax incentives. It may be possible for some to work out a lower interest rate on mortgage loans in some emerging locations if one is well-prepared and follows basic principles of house buying.
With the rise of India as an ideal business destination, commercial real estate is a safe bet for investors looking for attractive yields.
Real estate is an asset class that demands specialized skills and the complexity surrounding this sector increases in the Indian context. Further, when evaluating multiple investment opportunities, the absence of industry standards in developer ratings, building structure comparison, price distinction across different projects and other factors create difficulties in arriving at a direct comparative approach.
To be able to buy a property, most people approach a bank for a home loan. It’s important that people understand all their options and have considered how much they can afford to borrow and how much they can afford to repay each month. A mortgage loan is different from other loans like a personal or student loan. The mortgage process is often experienced as very stressful and unfortunately for most , the mortgage field is jammed with jargons and fraught with fiscal pitfalls.
Choose the wrong mortgage and you could end up squandering money better saved for important financial goals such as higher education for your adorable little superstars or your very own retirement. In the worst cases, you could end up losing your home to foreclosure and end up in personal bankruptcy.
Navigating the mortgage process successfully may make the difference between getting the home you want at a cost that you can afford,or settling for something less by leveraging the competition between lenders.
“The tragedy of life is not that it ends so soon, but that we wait so long to begin it.” – Anonymous
Understanding the mortgage process, the mortgage products, and what is available for your situation at the right time without procrastination may end up saving you thousands of rupees over the life of your loan. If you own or want to own, a right house with the right loan, you need to take the best advice to help you make an informed decision rather than repeating the same mistakes others have done. Buying (or refinancing) a home can potentially be a nail-biting, brain-baffling, perspiration-inducing experience.
But a mortgage advisor can help one prepare for this financial leap, help one to determine how much mortgage debt one can really afford. explain how to analyze one’s monthly spending, likely home ownership expenses and financial goals, how to negotiate with different lenders, how to avail the best mortgage program, how to avail tax incentives, how to comply the legalities, how to check the technicalities etc. After one has the information, one needs to move ahead wisely.
This course is surely going to help all students to not only understand the basics of financing big ticket mortgage loans but will also develop expertise in dealing with real estate financing for both residential and commercial properties. Besides students, this course will also enlighten all those who are planning to make the biggest decision of their life i.e. investing in housing for residential purpose or for commercial purpose. This course will also be useful for real estate brokers as well as financial advisors in the banking and non-banking financial intermediaries for honing their skills and building a satisfied and loyal clientele.
What are the requirements for Mortgage Advisor Course?
- Basic understanding of raising of finance for acquiring immovable property
- Passion to learn importance of professional advice for big ticket borrowings
What am I going to get from this Mortgage Advisor Course?
- Over 6 lectures and 55 mins of content!
- To learn about one of the biggest investment decision most people take is financial commitment for home loan.
- This course teaches you what to do and how to benefit while we invest our hard earned money in real estate.
- Learn the serious consequences of wrong decision making in real estate investing
What is the target audience for Mortgage Advisor Course?
- Students
- Professionals
- Anyone who wants to understand the intricacies of mortgages and the role of a mortgage advisor
Where do our learners come from? |
Professionals from around the world have benefited from eduCBA’s Mortgage Advisor – A Comprehensive Guide Courses. Some of the top places that our learners come from include New York, Dubai, San Francisco, Bay Area, New Jersey, Houston, Seattle, Toronto, London, Berlin, UAE, Chicago, UK, Hong Kong, Singapore, Australia, New Zealand, India, Bangalore, New Delhi, Mumbai, Pune, Kolkata, Hyderabad and Gurgaon among many. |