Course Overview
4h 35m | 34 Videos | 63196 Views | 
Intermediate Mortgage Advisor (Module #1) – Introduction to Mortgage:
Understanding the mortgage process, the mortgage products, and what is available for your situation at the right time without procrastination may end up saving you thousands of rupees over the life of your loan. If you own or want to own, a right house with the right loan, you need to take the best advice to help you make an informed decision rather than repeating the same mistakes others have done. A mortgage advisor can help one prepare for this financial leap, help one to determine how much mortgage debt one can really afford.
Through this course you will learn about general introduction, post budget impact on real estate, terms related with mortgage security, financial intermediation, the mortgage experience, commercial mortgage, loan against property, history of mortgage, transfer of property act 1882, analysis of mortgage and comparison of mortgage with other charges, types of mortgages, rights of a mortgagor, liabilities of a mortgagor, rights of a mortgagee, liability of mortgagee, important terms relating to mortgages and tacking when allowed, mortgage deed, mortgage frauds, NHB and RBI guidelines on mortgage frauds, loopholes in mortgage process, how to save general public from mortgage fraud, precautions to be taken by borrowers while choosing mortgage, why you should know about house and basis of property ownership, types of freehold properties, types of leasehold properties and property transactions under TP act, transactions not covered and real estate contracts.
Target Customers:
- Students
- Professionals
- Anyone who wants to understand the intricacies of mortgages and the role of a mortgage advisor
Pre-Requisites:
- Basic understanding of raising of finance for acquiring immovable property
- Passion to learn importance of professional advice for big ticket borrowings
